Few additions: Add £100/month more expenses for public transport to work (since in London it's not very common to live within walking distance of work). Proba

Few additions: Add £100/month more expenses for public transport to work (since in London it's not very common to live within walking distance of work). Probably a fair comparison might want to factor in university education cost. In the UK undergraduate fees are capped at £9,000/year. So a simplified sum: a 3-year undergraduate costs £27,000; spread over 10 years that's £225/month.