4 ms·

This is why I'm weary of relinquishing my credit card information to companies. I have no oversight and the companies can alter the terms arbitrarily. Despite t

by ruswick 14y ago

This is why I'm weary of relinquishing my credit card information to companies. I have no oversight and the companies can alter the terms arbitrarily. Despite the fact that this may be illegal, the amount of effort and money spent litigating wouldn't be lucrative at all. So, effectively, people are stuck tolerating these sorts of dubious, consumer-hostile alterations to terms. People are infatuated with decrying the evils of advertising-centric business-models, and are weary of giving their email address, search history, etc. to companies, but willingly relinquish their bank accounts and credit cards... Long story short, never trust companies, especially when they have the capacity to surreptitiously take your money.

drusenko 14y ago
It's not nearly as bad as you make it sound. As the consumer you have a very powerful tool at your disposal when using a credit card: the chargeback. If you ever feel like someone has charged you incorrectly, you can call your CC company and file a claim (or, if you use AMEX, you can file a claim completely online). Your credit card company trusts you 100%, and it's a huge PITA for the merchant to prove otherwise.
- arbuge 14y ago
  Chargebacks are possible within a limited time horizon. Generally 30 - 90 days depending on card company; also depends on whether you paid the bill or not. In this case I think there was an alleged breach of contract several months down the road after the original poster had paid for an annual service.
ultimoo 14y ago
Probably not too relevant in this context of being cheated with a small amount for a large number of times, but if you ever feel that a company may swindle you for a larger amount unexpectedly -- you should use a disposable credit card (gift card?) that can be bought at the local store.

4 ms·

This is why I'm weary of relinquishing my credit card information to companies. I have no oversight and the companies can alter the terms arbitrarily. Despite t

by ruswick 14y ago

drusenko 14y ago
It's not nearly as bad as you make it sound. As the consumer you have a very powerful tool at your disposal when using a credit card: the chargeback. If you ever feel like someone has charged you incorrectly, you can call your CC company and file a claim (or, if you use AMEX, you can file a claim completely online). Your credit card company trusts you 100%, and it's a huge PITA for the merchant to prove otherwise.
- arbuge 14y ago
  Chargebacks are possible within a limited time horizon. Generally 30 - 90 days depending on card company; also depends on whether you paid the bill or not. In this case I think there was an alleged breach of contract several months down the road after the original poster had paid for an annual service.
ultimoo 14y ago
Probably not too relevant in this context of being cheated with a small amount for a large number of times, but if you ever feel that a company may swindle you for a larger amount unexpectedly -- you should use a disposable credit card (gift card?) that can be bought at the local store.