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I think this is partly because dental insurance bears little resemblance to comprehensive medical insurance. In fact, for most people with a generally healthy d
by nathos 14y ago
I think this is partly because dental insurance bears little resemblance to comprehensive medical insurance. In fact, for most people with a generally healthy dental history, it's often not worth paying for dental insurance, since it ends up simply being a pre-payment for services. Expensive procedures & oral surgery are often covered for only 50% of the final cost.
In the US at least, I think dental "insurance" is really just a simplified way for employers to offer an appealing benefit to employees.
- cdjk 14y agoI agree in part, but the workflow of "this is what's wrong with you, this is what we charge, this is what insurance pays, and this is what you pay" seems exactly the same, even if what's covered and the reimbursement rates are very different. My main point is that I've never been to a doctor where I've had to schedule a followup appointment and been presented with a itemized invoice (and the dentist's office can usually prepare it in under 5 minutes).