This sounds a lot like Dwolla, especially the part about designing toward your own biases. I don't want to say any details, but I've chatted with a few of thei

This sounds a lot like Dwolla, especially the part about designing toward your own biases. I don't want to say any details, but I've chatted with a few of their team briefly and their devotion to their vision is either going to shoot them in the foot or it's got some genius element that isn't obvious to me.