> "that's a whole different issue." If you're making a sober economic assessment of the cost of children, it's not a different issue, it's a typically-very-lar

> "that's a whole different issue." If you're making a sober economic assessment of the cost of children, it's not a different issue, it's a typically-very-large cost that must be considered. You can argue the costs down from 'house note' to 'very-nice-car note' or even 'cross-your-fingers-and-maybe-it's-almost-nothing' -- one can certainly (effectively) self-insure with the same sorts of outome-roulette as not providing for your child's education. But you can't just hand-wave away the issue.