We're not addicted. It's just that until this T-Mobile thing came around, subsidized and unsubsidized plan had the same cost. My Verizon bill would be the same

We're not addicted. It's just that until this T-Mobile thing came around, subsidized and unsubsidized plan had the same cost. My Verizon bill would be the same $80 whether or not my phone is subsidized. It doesn't cost less. So there is no benefit to buying an unlocked phone in the US for more than $200.