I don't carry a wallet. For the past four years I've been carrying just a money clip with cash, ID, and one credit card. That's splitting hairs a bit isn't it?

I don't carry a wallet. For the past four years I've been carrying just a money clip with cash, ID, and one credit card. That's splitting hairs a bit isn't it? You are still using an object that serves the same purpose that a wallet does.