For comparison: I'm from California, and was studying abroad in Holland. I had travel insurance, and went to the general doctor for a similar situation (lung i

For comparison: I'm from California, and was studying abroad in Holland. I had travel insurance, and went to the general doctor for a similar situation (lung infection). How it's supposed to work is that I pay in full and get reimbursed from my travel insurance company. They had never done that before, so just waived the costs of the visit. They wrote me a prescription for antibiotics and asked me to wait a few days before filling the prescription to see if it goes away on it's own. The pharmacist did bill me in full, but it was so cheap that I never even bothered to ask for reimbursement (€20). Anyway, for many reasons (including health care) I permanently relocated to NL. :)