I believe the long term goal is the deregulation of the health insurance market. Currently most states just have just 2-3 providers. The current providers are d

I believe the long term goal is the deregulation of the health insurance market. Currently most states just have just 2-3 providers. The current providers are driving prices up because they have a, temporarily, captive market. Once more providers enter the market (because who wants to leave all that money on the table) the market should be self correcting.