>You have a very arrogant world view. You are assuming you know what's better for a borrower (call him B) than he does himself. We're talking about the kinds o

>You have a very arrogant world view. You are assuming you know what's better for a borrower (call him B) than he does himself. We're talking about the kinds of dumbasses who take out payday loans. Arrogant or not, he probably does know what's better for the borrower than the borrower does himself.