Rdio is a great example as they currently don't use any form of DRM (if you use the Chrome UA and don't have flash player installed). So I could download songs

Rdio is a great example as they currently don't use any form of DRM (if you use the Chrome UA and don't have flash player installed). So I could download songs from Rdio and save them away, but I've never bothered because I want to listen from wherever I am -- the value of the service isn't just having a bunch of music files, but all the other stuff too. Netflix is probably similar (though I personally use it only infrequently) they provide a huge amount of value via recommendations and having a client on every device (versus downloading the stream, setting up some kind of local server to watch movies on my iPad/TV/whatever, only it'll have a clunkier interface, no recommendations, bad metadata, etc). I guess what I'm saying is that these guys should all be able to keep people honest by offering the best experience -- a better experience than the illegal alternative. As an aside: I work on browsers and I really don't like the idea of having to sign agreements and ship binary modules to have a "working" browser. Chrome started shipping widevine a while ago, though I'm not sure where that gets used. It's a bad road which locks out the little guy (but pragmatically that's the way things go...).