I haven't used Apple's system, so I can't comment on it. However, Google's system has a few gaping holes that make it far from effective from a usability standp

I haven't used Apple's system, so I can't comment on it. However, Google's system has a few gaping holes that make it far from effective from a usability standpoint. First: A large number of Google's web applications still rely on application specific passwords. This was understandable a year or so ago, but still? It's getting very tiring generating an application specific password for some Google applications. This brings me to my next point: the use of application specific passwords has been made complicated than what's required. When confronted with a page that asks me for an application specific password, it takes too long to navigate to the correct page so that I can generate an application specific password. Thirdly, I can't change the name that I give to an application specific password. Discovered that you have a new installation of Chrome on a VM and want to create a password for that? Too bad: you can't rename the existing password so that you can distinguish the two easily. Lastly: Have you checked out the mess that's the management page for it? It's extremely confronting. It takes a bit of getting used to. In-fact, until very recently it was rather buggy. For instance: the page used to have a date which showed when an application specific password was last used. This date always had the year 1970. Who lets these kind of bugs through??