I forgot to mention the benefits of Indexing from a personal perspective. It is: -Cheap (low cost) -Easy (Set it and forget it with occasional rebalancing) -S

I forgot to mention the benefits of Indexing from a personal perspective. It is: -Cheap (low cost) -Easy (Set it and forget it with occasional rebalancing) -Safe (As long as you are properly diversified) -Low Stress (Some portions may have wild swings, but the negatively correlated holdings swing the other way) -Good returns (Your investments will never perform below-average)