I think you will end up doing every one of those things in a browser. That browser will probably look less like a browser - since it does everything, it doesn'

I think you will end up doing every one of those things in a browser. That browser will probably look less like a browser - since it does everything, it doesn't really need a window. *Except for your bank doing your banking. Of course it will be offloading the work to a dedicated application. The rest, however, will be browser-based.