extra $100 in the retail price amortized 24 months = $4/month on a cell plan that subsidizes the phone purchase. even less when you prorate the difference in r

extra $100 in the retail price amortized 24 months = $4/month on a cell plan that subsidizes the phone purchase. even less when you prorate the difference in retail price by the "up front" cost of the phone ($50 or $199 or whatever)