I used to work for a company that did this kind of brokering, or "cashflow factoring", etc. The basic idea is that they give you Y*X dollars now against X futu

I used to work for a company that did this kind of brokering, or "cashflow factoring", etc. The basic idea is that they give you Y*X dollars now against X future revenue from your organization, where Y is much lower than 1.0. You're selling a lien against future revenue. Usually they target lottery winners, manufacturers with firm orders, people who have won monetary awards in lawsuits, etc. It's not a very good idea.