> the Internet interface will only let you do small amounts, and only to pre-entered recipients. Who enters those recipients? You guessed it – your conseiller!

> the Internet interface will only let you do small amounts, and only to pre-entered recipients. Who enters those recipients? You guessed it – your conseiller! I do not think this is true. With my French bank account, I can add recipients for online recipients without interacting with my conseiller. I do need a confirmation code sent through SMS to confirm additions (a poor man's two-factor authentication) but that's it.