End to end is the key point, loads of places still use off line terminals that batch the job up at eod. I wasn't referring to chargeback; I meant stroppy card

End to end is the key point, loads of places still use off line terminals that batch the job up at eod. I wasn't referring to chargeback; I meant stroppy card providers. The sort of thing these guy are fighting (although that was for a security breach rather than too many authorised charges against empty accounts): http://www.out-law.com/en/articles/2013/march/retail-victim-of-cyber-attack-in-bid-to-recover-penalties-levied-by-visa-over-alleged-pci-dss-rules-breach/ http://www.out-law.com/en/articles/2013/march/retail-victim-...