> 'm not sure how making the argument that blaming regulators who created the incentives and environment for an industry to act against their long term self int

> 'm not sure how making the argument that blaming regulators who created the incentives and environment for an industry to act against their long term self interest is inconsistent with being libertarian. Perhaps a metaphor will help you see the contradiction. Who do I blame for my eventual heart attack: The fast food industry, who has created the incentives and environment for my obesity, or my own damn shortsighted self? Depending on the degree of your libertarianism, you would answer "entirely yourself" or "you bear primary responsibility but the fast food industry certainly helped you on your way." To blame the fast food industry is rather counter to the entire principle of individual responsibility, yet this is exactly what you are doing when you blame regulators for Wall Street's 'heart attack.' The rest of your response is about "what should (not) be done," not "who should we blame" so I'll just leave it at that.