I agree for the average person this is good advice. I just don't think anyone needs to go to a college where they are going to have $60K-$120K tuition over the

I agree for the average person this is good advice. I just don't think anyone needs to go to a college where they are going to have $60K-$120K tuition over the span of their degree. If you can't pay for most of the tuition in cash, then, I'm sorry, you can't afford it. And, no, being able to take out a student loan for the amount, does not mean that you can afford it. Just because you can, doesn't mean you should. Go to college, find a local one that is reasonable in price. You should be able to go to a college and only have total tuition in the $20k-40k range. That's much more manageable than the $100k student loan.