The worst I've encountered recently was Mastercard. They call thanking you and your family for using their service. They say as a thank you they give for free,

The worst I've encountered recently was Mastercard. They call thanking you and your family for using their service. They say as a thank you they give for free, card protection services, by accepting their thank you/free gift your opting in for a reoccurring service that will charge you next month. Its the devil's wording.