I actually think that the entire problem is that currently cars have drivers. So the current situation is that drivers are forced to behave reasonable. But this

I actually think that the entire problem is that currently cars have drivers. So the current situation is that drivers are forced to behave reasonable. But this is because there is a human in the loop, who will act due to distractions (or malice) less than optimal. On the other hand a driverless car always performs as designed and therefore there are a lot less possible failure modes involved, in fact I think essentially the only two failure modes are failures due to improper testing and design flaws ( the manufacturer is responsible) or due to neglected maintenance or actually unforeseeable conditions ( the owners insurance is liable). So I think that a driverless car should be viewed like a malfunctioning coffee machine instead of like a car that is involved in an accident.