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As one commenter said it before: slightly higher rates (due to competition). Another one would be: target of acquisition of a bigger international banks (HSBC
by edwinnathaniel 14y ago
As one commenter said it before: slightly higher rates (due to competition).
Another one would be: target of acquisition of a bigger international banks (HSBC comes to mind). Slowly the govt. has to regulate that as well or else ...
- nekojima 14y agoSlightly higher rates would not be due to competition, but the reduced economies of scale and the perceived increased risk from relying on potentially fewer clients and a smaller loan book. A reduction in the Return on Equity could help to compensate to lower interest rate, but then the bank may not be as favoured or valued as highly by investors.