For validations there's not much point in using jQuery.payment over Stripe.js - they're practically the same. However, where the jQuery plugin really shines is

For validations there's not much point in using jQuery.payment over Stripe.js - they're practically the same. However, where the jQuery plugin really shines is with formatting the expiry and card inputs. Inputting a cc number in groups of 4 digits is much easier than a whole number munged together.