Absolutely, regulators failed all over the damn place. But I'm not sure how to fix that. It seems they will be merged into one giant super regulator, I'm not s

Absolutely, regulators failed all over the damn place. But I'm not sure how to fix that. It seems they will be merged into one giant super regulator, I'm not sure that helps. Perhaps making the head of the super regulator an elected office? And sorry about keeping you from work :) I'm in a cubicle farm... but won't be there for long.