A decent programmer makes more like $150K a year. A decent house costs over 1 million dollars. A rental for your family will cost $3-4K. The schools in SF ar

A decent programmer makes more like $150K a year. A decent house costs over 1 million dollars. A rental for your family will cost $3-4K. The schools in SF aren't great and there is a lottery system. This means your kids could be going to school on the other side of town even if you live across the street from a school. The schools in SV are good but housing there is just as expensive and you have to drive everywhere.