> If a four-year degree represents nothing more than vocational training, why bother requiring one when a two-year degree generally suffices? Because a debt-la

> If a four-year degree represents nothing more than vocational training, why bother requiring one when a two-year degree generally suffices? Because a debt-laden employee is a docile, loyal employee? If you need the job badly to meet your basic obligations, you'll probably make fewer demands on the employer.