Sorry, I should have prefaced my conversation, I was based in Singapore at the time so didn't have access to the plethora of beautiful payment options that are

Sorry, I should have prefaced my conversation, I was based in Singapore at the time so didn't have access to the plethora of beautiful payment options that are available in the US. Where these new services win out is the ability to instantly be underwritten as a merchant and start processing. For WorldPay I had to submit passport, bank account statements (via fax no less), sign my life away etc.