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For what it's worth, that is not my experience. Setting up a merchant account with Braintree is a pain (but far less of one than going through a typical broker)
by damoncali 14y ago
For what it's worth, that is not my experience. Setting up a merchant account with Braintree is a pain (but far less of one than going through a typical broker). It took me less than three weeks, most of which was spent waiting.
And the Braintree API is almost as good as Stripe's, if not equally good (it lagged a couple years ago, but they've been catching up). Stripe is a little bit slicker in my view, but not dramatically so. For normal stuff, your'e not going to see a huge difference in development time - certainly less than a man-month with either provider.
I eventually switched to Stripe because it was cheaper at low volumes (this was important to my project since it was bootstrapped), simpler, and they never asked for a personal guarantee. But it wasn't a huge difference operationally. Both companies provide very good support and are perfectly acceptable.
Both are miles ahead of Auth.net and Paypal, which are pretty horrible.
- obviouslygreen 14y agoWhile everything practically useful almost always takes longer than almost anyone thinks it possibly could, I'm curious about some of the times I've seen in this discussions lately. Honest question: What is it about Stripe (picking this one specifically due to having used it) that would take a month of work? Their documentation is thorough but -- at least last time I used it -- totally lacking in examples, so patching together a server-side workflow for creating and charging against profiles took a couple days of on-and-off work, but a month? I can see this if it includes other development on the project, but as far as actually getting the relevant parts of the API integrated and working, I'm wondering if other people's experience has been vastly different with this.
- dhimes 14y agoSeems like Stripe and the rest could help themselves by being easy to set up and use (that is, if they provided examples or various scenarios).
- damoncali 14y agoI've done two stripe implementations and one Braintree. None took more than a week of coding and that's being generous. Although I imagine if you had a really complex system, you could take a while.
- mjallday 14y agoSorry, I should have prefaced my conversation, I was based in Singapore at the time so didn't have access to the plethora of beautiful payment options that are available in the US. Where these new services win out is the ability to instantly be underwritten as a merchant and start processing. For WorldPay I had to submit passport, bank account statements (via fax no less), sign my life away etc.