Sure, but shouldn't the consequence be to do more, instead of less? Not every debt is settled with 100$ / month, but it's a start. There are some arguments tha

Sure, but shouldn't the consequence be to do more, instead of less? Not every debt is settled with 100$ / month, but it's a start. There are some arguments that any charity is doing more harm than good, but I always feel that's a reasoning too cruel to follow.