That scenario is pretty much exactly what Balanced is designed to address. The money goes: Buyer's card -> Your Balanced escrow account -> Merchants bank a

That scenario is pretty much exactly what Balanced is designed to address. The money goes: Buyer's card -> Your Balanced escrow account -> Merchants bank account -> Fee to you We're also faster, e.g. you have access to the money instantly rather than waiting 7 days for it with.