This is a mass credit and identity theft waiting to happen. First of all, they're not gonna be able to do the collection themselves, they will contract it out.

This is a mass credit and identity theft waiting to happen. First of all, they're not gonna be able to do the collection themselves, they will contract it out. Then any contractor has power over all the mailboxes under their management. The contractors, their employees, or anyone who reverse engineers any single route & collection times can carry out mass credit applications, online shopping and everything.