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This would trap me almost every time I try to buy tickets from RyanAir. I don't know what's up with their CC processing, but it has never worked for me on the

by jtheory 14y ago

This would trap me almost every time I try to buy tickets from RyanAir. I don't know what's up with their CC processing, but it has never worked for me on the first try/first card.

lostlogin 14y ago
Slightly off topic, but this keeps bugging me. How many cards do you have? Is it my circle and I, a New Zealand thing, or something else, but everyone I know has one card, 2 maximum. I once stumbled across someone with about 30 (when he brought them into an MRI scan room, despite having been warned a few times and me having taken them off him, but he'd have had none after doing that), but that's the only person I've knowingly me with more than 2. I should note that everyone here has a direct debit card too - EFTPOS.
- jtheory 14y ago
  Currently I have several cards due to having a life that's very internationally split, between the US/France/UK mostly, with bank accounts in each, plus (in the US at least) separated accounts for business/personal. I have 3 US credit cards as well, one business and two personal -- the second is just a backup for if the first fails (and when I'm traveling, they fail frequently). It doesn't cost anything to have a new card (if you don't carry a balance), so it's useful to have a backup. 30 cards sounds like someone with a serious debt problem. Separate credit/debit cards are a really useful distinction -- in particular, I can maintain much higher security for my debit cards (and not use them online); a credit card purchase can be disputed without the money already being gone from your account. But they're certainly dangerous (given how people tend to rationalize spending money they don't have...), and carrying a balance on a credit card almost certainly means you're doing something wrong. They make it really easy to live beyond your means; I got burned by that a couple of years out of college, clawed my way back out of debt over a few years (fortunately with reliable income and low expenses!) and haven't made the same mistake again.

by jtheory 14y ago

This would trap me almost every time I try to buy tickets from RyanAir. I don't know what's up with their CC processing, but it has never worked for me on the first try/first card.

lostlogin 14y ago

Slightly off topic, but this keeps bugging me. How many cards do you have? Is it my circle and I, a New Zealand thing, or something else, but everyone I know has one card, 2 maximum. I once stumbled across someone with about 30 (when he brought them into an MRI scan room, despite having been warned a few times and me having taken them off him, but he'd have had none after doing that), but that's the only person I've knowingly me with more than 2. I should note that everyone here has a direct debit card too - EFTPOS.

jtheory 14y ago
Currently I have several cards due to having a life that's very internationally split, between the US/France/UK mostly, with bank accounts in each, plus (in the US at least) separated accounts for business/personal. I have 3 US credit cards as well, one business and two personal -- the second is just a backup for if the first fails (and when I'm traveling, they fail frequently). It doesn't cost anything to have a new card (if you don't carry a balance), so it's useful to have a backup. 30 cards sounds like someone with a serious debt problem. Separate credit/debit cards are a really useful distinction -- in particular, I can maintain much higher security for my debit cards (and not use them online); a credit card purchase can be disputed without the money already being gone from your account. But they're certainly dangerous (given how people tend to rationalize spending money they don't have...), and carrying a balance on a credit card almost certainly means you're doing something wrong. They make it really easy to live beyond your means; I got burned by that a couple of years out of college, clawed my way back out of debt over a few years (fortunately with reliable income and low expenses!) and haven't made the same mistake again.