This is the thought I have about chilly/damp weather. If the extent of your time outside is going from one building to another then (at least until the tempera

This is the thought I have about chilly/damp weather. If the extent of your time outside is going from one building to another then (at least until the temperature actually drops far enough to become dangerous), less clothing is better. If it's in the mid-30s and slightly drizzling outside, but it's only a 20 minute walk to work, then a t-shirt and jeans are the way to go. The instant you step into a building you'll be warm and dry as a bone while everyone else will be damp and chilled for some time. My jacket only goes on if I perceive a hypothermia risk, and gloves only get used if I think frostbite might become a risk.