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It's easy to envision a future without this inherent problem -- it's PayPal, it's Dwolla, or any other service where payments are pushed instead of pulled. If y
by dangrossman 14y ago
It's easy to envision a future without this inherent problem -- it's PayPal, it's Dwolla, or any other service where payments are pushed instead of pulled. If you pay someone with PayPal, online or off, you don't leave them with anything they (or the hacker that steals the store's DB) can use to charge you again in the future. For recurring payments, in the background all you're giving out are tokens you can revoke at will.
Getting stores to adopt these services is a lot easier than getting Visa to change how their product fundamentally works.
- javajosh 14y agoThe interesting case will be POS situations where a customer wishes to use PayPal but they don't have a smartphone. In which case they will need access to a machine to send the payment. In that case they need access to a browser to interact with the PayPal site. In this scenario the customer's data (their username/password for PayPal) is being exposed.