Dental insurance is usually worthless. Check the yearly max benefit. I usually find it's $1000 and I would pay $35/mo. So I'm gambling $400 that I'll spend more

Dental insurance is usually worthless. Check the yearly max benefit. I usually find it's $1000 and I would pay $35/mo. So I'm gambling $400 that I'll spend more than $400 in a year, in hopes of winning at most $600. No thanks. For medical, I like shopping on http://www.ehealthinsurance.com http://www.ehealthinsurance.com . They have pretty good rates but it's usually worth to double-check with the provider's site after you settle on one. Also don't bother getting maternity coverage. Plans have a 12-month waiting period and by that time, Obamacare will have mandated coverage for everyone.