I can't understand it. It seems to me to combine selfishness and short-sightedness in equal measure. "I'm all right, I have insurance" plus "I'll never be faced

I can't understand it. It seems to me to combine selfishness and short-sightedness in equal measure. "I'm all right, I have insurance" plus "I'll never be faced by a health crisis greater than my plans will handle." You might be right, and good for you if you are, but God help you if you aren't. I guess I understand the philosophical argument, from a purely logical perspective, that an individual must stand or fall on their own. But I don't get how people can seriously hold that opinion without living in a cabin in the woods, or in a bubble.