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I looked in to Pay Mill a few months ago when I was setting up my website. Being in the UK we couldn't use stripe and so it initialy looked like a good option b
by samwillis 14y ago
I looked in to Pay Mill a few months ago when I was setting up my website. Being in the UK we couldn't use stripe and so it initialy looked like a good option but then when you dig into it you find its no different than a merchant account. Ultimately I went with paypal as I could set it up quickly and then move to another option later on when the idea is validated.
We are now raman profitable and so when stripe launches over here i will probably move to it but if it doesn't we are now in a position with trading history to get a merchant account.
- Rulero 14y agoI feel your pain. I don't know if this helps but if you really require card processing facilities you should consider other merchant banks as opposed to the high-street ones which are willing to take more risks. I have had a few successful applications for organisations with no trading history on FDMS (First Data Merchant Services). GoCardless seems like a great option but I just don't see it working on B2C websites. On the other hand, B2B seems very feasible.
- lucian1900 14y agoBraintree may be a viable option for you. GitHub are using them, for example.
- ig1 14y agoStripe is apparently in private beta in the UK now, I'm guessing they're going make their formal announcement at the talk their giving at the London Web Summit in a few weeks.