SWIFT or wire transfers are international and next-day at worst and intra-day at best, but it's really freakin' expensive—$15 vs. the 25¢ that Balanced charges.

SWIFT or wire transfers are international and next-day at worst and intra-day at best, but it's really freakin' expensive—$15 vs. the 25¢ that Balanced charges. The worst part of SWIFT though is that the recipient also gets charged on the order of $15.