I'm not sure the fact that a lot of banks do it should get Chase off the hook, unless they were legally mandated to do it. I would expect a bank to protect thei

I'm not sure the fact that a lot of banks do it should get Chase off the hook, unless they were legally mandated to do it. I would expect a bank to protect their customers' assets to the extent allowed by law. That said, it's unclear from the post whether the Chase policy is legally required, and I'm not familiar enough with this area of the law to speculate.