This post makes some good points about whether or not spending time working on rails templates for the use of your team will pay off. But if you're just using

This post makes some good points about whether or not spending time working on rails templates for the use of your team will pay off. But if you're just using a template that someone else created -- RailsApps, by Daniel Kehoe, for example -- then there's no time lost to you or your team. I also think that a great use case for templates is to try out new gems before deciding on whether or not you'd like to use them.