Debit Collection companies sue people all the time, and almost always they have nothing to support the debit if they get into court. A spreadsheet with a line

Debit Collection companies sue people all the time, and almost always they have nothing to support the debit if they get into court. A spreadsheet with a line and a balance is all they have so winning a collections lawsuit is almost impossible for them to do, IF you show up in court. Almost everyone doesn't show up in court.