The article has good thoughts and I do not dismiss them so quickly. It is important to ask "how much value do banks and other investment vehicles create?". It

The article has good thoughts and I do not dismiss them so quickly. It is important to ask "how much value do banks and other investment vehicles create?". It is clear they are (or have become) highly inefficient and corrupt and some aspects either need to be eliminated or reinvented (possibly two sides of the same coin). I hear many people talk about today's current economy issues without going back to basics. More so, without requiring proof that the current economic theory is correct. If you believe this man's thoughts are patently incorrect, can you at all prove (and I'm talking mathematical proof) the current system is? Where is the "critical thinking" that proves the current system should be supported?