Do what sivers did - create a trust to pay you a livable income, and lock up the rest. That way, all the vultures and insects can't go for your "wealth" - becau

Do what sivers did - create a trust to pay you a livable income, and lock up the rest. That way, all the vultures and insects can't go for your "wealth" - because it isn't really yours, it's just this legal vehicle that pays you until you die.