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Thanks for all the comments. This is really a great community.

• saluki 14y ago
  I would develop a SaaS app idea over your time away from your day job. Choosing a language or skill that's going to be the next big thing is tough. Ruby on Rails would be a good choice to use to develop your app and Rails developers are in demand if it works out you go to work for someone as a developer in the future or freelance on projects. Since you're around 40 I would work toward having your own business rather than programming for someone else with a new skill. Check out http://www.startupsfortherestofus.com/ http://www.startupsfortherestofus.com/. They have a lot of good information on their podcast.