Won't work, here's why: As an average schmo, I can access (via credit cards) just as cash at a similar rate. And if I fail, I can walk away from it with no dang

Won't work, here's why: As an average schmo, I can access (via credit cards) just as cash at a similar rate. And if I fail, I can walk away from it with no danger to my reputation. Credit report, yes, but who cares about that? You are a sucker waiting to get milked.