I totally agree , in case of an accident/wrong doing/Whatever ,without a proper license and a pro insurance, if you are the "client" : screwed, if you are the "

I totally agree , in case of an accident/wrong doing/Whatever ,without a proper license and a pro insurance, if you are the "client" : screwed, if you are the "landlord" : screwed. The only winner is airbnb. It would be like saying one can open a restaurant because one has a kitchen ... one just cant.