This is true for a frequent user but honestly I log into so many different web sites that I'm pretty certain I'd not think much of anything if one of the login

This is true for a frequent user but honestly I log into so many different web sites that I'm pretty certain I'd not think much of anything if one of the login pages was redesigned without notice. Fortunately I'm also pretty sure I'd never fall for phishing links, but I'm sure the list of people who'd fall for both is sufficiently long that it doesn't matter.