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When I signed up for USAA, by default they had a silly authentication system based on "security questions". I was very disappointed until I found out that they
by mortehu 14y ago
When I signed up for USAA, by default they had a silly authentication system based on "security questions". I was very disappointed until I found out that they support several mechanisms, and allow you to disable the ones you won't use. Hence, I use the one where I combine my password with a token generated by a mobile app. Maybe other banks have alternate authentication mechanisms stashed away as well?
- snowwrestler 14y agoThey do. Bank of America, which to my knowledge is the largest bank that still uses the "security image", also allows users to enable 2-factor authentication via SMS.
- yourapostasy 14y agoNot just via SMS, but you can also purchase a token card called a SafePass.