I think it's unlikely that many retailers are going to pass along the fee via a surcharge. The law in Australia now allows retailers to impose surcharges or mi

I think it's unlikely that many retailers are going to pass along the fee via a surcharge. The law in Australia now allows retailers to impose surcharges or minimums for credit cards (by making these provisions illegal in the contract between retailer and credit card company). In practice very few businesses do so, with the exception of some small businesses that have maybe $5 or $10 minimums. There does seem to be a lot of complicated maneuvering by retailers with regards to the fees - the change actually gives the retailers more negotiating power than before as they now have a stronger bargaining chip to use when negotiating swipe fees "Oh, Visa, you want to charge me 1% of the transaction amount when Mastercard only charges 0.5%? Well how about I impose a surcharge on Visa customers only and see how they like it?" It seems like retailers are making a stink about it since this isn't their first preferred outcome where there is a ruling, settlement or law where interchange fees are actually capped.